Financial Health Check Questionnaire

Q 1

Q 2

Q 3

Q 4

Q 5

Q 6

Q 7

Q 8

Q 9

Q 10

Q 11

How would I describe my current financial situation?

Concerning

Needs Improvement

Okay

Comfortable

Very secure

How would you rate your overall ability to manage money?

1 - Very Poor

2 - Poor

3 - Average

4 - Good

5 - Excellent

Does your pension income cover your expenses?

Never

Rarely

Sometimes

Often

Always

Do you have debt?

I am struggling to make debt repayments

I have a lot of debt

I have some debt

I will be debt-free soon

I am debt-free

Which statement best describes your feelings around money each month?

It is a constant struggle to get by

I am worried about having enough money

I am okay once an unexpected cost doesn’t pop up

Typically I am fine month to month

Comfortable as I have planned for all of my expenses

Have you taken on any Loans or Credit Cards?

I am behind on my debt payments

Yes, I am making minimum payments on my debt

Yes, I use debt to cover large expenses

Yes, but I have paid off my debts

Never as I save in advance of expenses

Would you be able to cover a sudden expense of €5,000?

No, I wouldn’t even be able to borrow to pay for this

No, I would need to borrow money to pay for this

Yes, but it would be my entire savings

Yes, but it would drain my savings

Yes, I have more than this in savings

Which statement below best describes your plans for retirement?

I believe I’ll run out of money

Each month will be a struggle financially

I wish I had of invested / saved more money in my working life

I can live a modest life in retirement quite easily

I am comfortable that I have enough assets to pay for my retirement

If your wages dropped by 30%, how long could you survive?

I would not be able to survive if my income dropped 30%

I would struggle to get by

I would have to cut-back my lifestyle

I would be okay, just no longer able to save money

I would be fine

How much do you have in your pension?

I do not have any pension savings

Less than €5,000

€5,000 - €50,000

€50,000 - €100,000

More than €100,000

What is your Net Worth? (Total assets minus debts)

I have a negative Net Worth

Less than €100,000

€100,000 - €250,000

€250,000 - €500,000

€500,000+