Financial Health Check Questionnaire

Q 1

Q 2

Q 3

Q 4

Q 5

Q 6

Q 7

Q 8

Q 9

Q 10

Q 11

How would I describe my current financial situation?

Concerning

Needs Improvement

Okay

Comfortable

Very secure

How would I rate your overall ability to manage money?

1 - Very Poor

2 - Poor

3 - Average

4 - Good

5 - Excellent

Are you able to save money each week / month?

Never

Rarely

Sometimes

Often

Always

Do you ever run out of money before payday?

Always

Often

Sometimes

Rarely

Never

Which statement best describes your feelings around money each month?

It is a constant struggle to get by

I am worried about having enough money

I am okay once an unexpected cost doesn’t pop up

Typically I am fine month to month

Comfortable as I have planned for all of my expenses

Have you taken on any Loans or Credit Cards?

I am behind on my debt payments

Yes, I am making minimum payments on my debt

Yes, I use debt to cover large expenses

Yes, but I have paid off my debts

Never as I save in advance of expenses

Would you be able to cover a sudden expense of €3,000?

No, I wouldn’t even be able to borrow to pay for this

No, I would need to borrow money to pay for this

Yes, but it would be my entire savings

Yes, but it would drain my savings

Yes, I have more than this in savings

Which statement below best describes your plans for retirement?

I don’t believe I’ll ever be able to retire

I can’t invest into a pension right now

I would like to start investing into a pension

I have started investing into a pension

I am investing heavily into my pension & planning to retire early

If your wages dropped by 30%, how long could you survive?

I would not be able to survive if my income dropped 30%

I would struggle to get by

I would have to cut-back my lifestyle

I would be okay, just no longer able to save money

I would be fine

How much do you have in savings?

I do not have any savings

Less than €5,000

€5,000 - €10,000

€10,000 - €25,000

€25,000+

What is your Net Worth? (Total assets minus debts)

I have a negative Net Worth

Less than €50,000

€50,000 - €100,000

€100,000 - €250,000

€250,000+